Legal & Policy

Terms and Conditions – 99ab Online Gaming Platform Rules

Please read these Terms and Conditions carefully before creating an account or using any service on 99ab. By registering and using the platform you are agreeing to everything set out here. If something is not clear, contact our support team before you proceed.

Last Updated: January 2026 Applies to all 99ab players 18+ Only

1 Introduction

Welcome to 99ab. These Terms and Conditions govern your use of the 99ab online gaming platform, including all products available through the site — Sports Betting, Casino, Live Casino, Slots, Slot Games, and Bingo. The platform is operated under the 99ab brand and these terms apply to every player who registers an account.

By clicking "Register" and creating a 99ab account, you confirm that you have read, understood, and agreed to these Terms and Conditions in full. You also confirm that you meet the eligibility requirements described in Section 2. If you do not agree with any part of these terms, you should not use the platform.

These terms are written in plain English to make them easy to understand. Where a specific term has a particular meaning, we have explained it in context. If anything is still unclear after reading, please reach out to our support team before placing any bets or making any deposits.

Important: These Terms and Conditions should be read alongside the Privacy Policy and the Responsible Gaming guidelines, both of which form part of the overall agreement between you and 99ab.

2 Eligibility & Registration

To open and use a 99ab account, you must satisfy all of the following conditions at the time of registration and at all times while you have an active account:

  • You must be at least 18 years of age. 99ab is strictly an adult platform. We do not knowingly allow anyone under 18 to register or use any service on this platform.
  • You must be legally permitted to participate in online gaming in the jurisdiction from which you are accessing the platform. It is your responsibility to check your local laws before registering.
  • You must provide accurate and truthful information during registration. This includes your real name, date of birth, and contact details. Providing false information is grounds for immediate account closure and forfeiture of any balance.
  • You must not already have an active 99ab account. Each player is permitted one account only. Duplicate accounts are prohibited and will be closed.
  • You must not be acting on behalf of another person. Accounts must be used by the registered account holder only.

During registration you will be asked to create a username and password. Keep these confidential. 99ab will never ask you to share your password with anyone, including our own support staff.

Age Verification: 99ab reserves the right to request age verification documents at any point. Failure to provide satisfactory proof of age will result in account suspension until verification is completed.

3 Account Responsibilities

Once your account is open, you are responsible for everything that happens on it. This means:

  • Keeping your login credentials secure and not sharing them with anyone.
  • Logging out of your account when using a shared device.
  • Notifying 99ab support immediately if you believe your account has been accessed without your permission.
  • Ensuring that all personal and payment information on your account is kept up to date and accurate.
  • Using the platform only for personal, recreational entertainment and not for commercial purposes.

You are also responsible for verifying your account when prompted. Verification typically requires proof of identity and may include proof of payment method ownership. Accounts that have not completed verification may have withdrawal requests delayed or held until verification is satisfactory.

99ab is not responsible for any losses you suffer as a result of someone else accessing your account because you did not keep your credentials secure.

4 Deposits & Withdrawals

All transactions on 99ab are processed in PKR (Pakistani Rupees). There are no currency conversion charges or hidden fees on standard deposits or withdrawals using the supported payment methods.

Supported payment methods currently include:

  • JazzCash – mobile wallet deposits and withdrawals
  • Easypaisa – mobile wallet deposits and withdrawals
  • Raast – instant bank-to-bank transfers
  • Bank Transfer – standard bank account transfers
  • Debit and Credit Cards – Visa and Mastercard

Deposit limits, minimum withdrawal amounts, and processing timelines are set out in the payment information section of your account dashboard and may be updated from time to time. As a general guide, JazzCash and Easypaisa withdrawals for verified accounts are typically processed within minutes during normal operating hours.

Withdrawals are processed to the same payment method used for deposits wherever possible. You may only withdraw funds to a payment method registered in your own name. 99ab reserves the right to request additional verification before processing any withdrawal.

No hidden fees: 99ab does not charge fees on deposits or withdrawals made using standard Pakistani payment methods. Any fees charged by your bank or mobile wallet provider are outside our control.

5 Bonuses & Promotions

99ab offers bonuses and promotions to both new and existing players from time to time. All bonuses are subject to terms specific to each offer, including wagering requirements, minimum odds, eligible games, and expiry periods. These individual promotion terms are displayed at the time the offer is presented and must be read before claiming any bonus.

General rules that apply to all bonuses at 99ab:

  • Bonuses are available to one account per household, per IP address, and per device. Attempting to claim the same bonus multiple times using different accounts constitutes bonus abuse and will result in all bonus funds and associated winnings being voided.
  • Wagering requirements must be completed before any bonus-derived winnings can be withdrawn. The wagering requirement multiplier for each bonus is clearly stated in its individual terms.
  • Bonus funds are used before real money funds when placing bets, unless the specific bonus terms state otherwise.
  • 99ab reserves the right to withdraw any bonus offer at any time and to remove bonus funds from an account where the terms have not been met or where we have reasonable grounds to believe the bonus is being misused.
  • Welcome bonuses are available to new players only and can be claimed once per player, per household, and per device.
Always check the bonus terms: Wagering requirements and eligible games vary between promotions. If you are unsure whether a bonus is right for you, contact support before claiming it.

6 Sports Betting Rules

The 99ab Sports Betting product covers a wide range of sports and markets, with Cricket — including Pakistan Super League (PSL), T20 internationals, and bilateral series — receiving the most extensive market coverage on the platform. Football, Esports, and other sports are also available.

Key rules that apply to all sports bets placed on 99ab:

  • All bets are accepted subject to the odds and market availability at the time the bet is placed. Odds can change at any time before a bet is confirmed.
  • Once a bet has been confirmed and a bet ID issued, it cannot be cancelled or changed.
  • In-play bets are accepted subject to live market availability. 99ab reserves the right to suspend in-play markets at any time during a match.
  • In the event of a match being abandoned, postponed, or reduced in overs (in the case of cricket), settlement rules specific to each market type will apply as set out in the Sports Betting Rules page within the platform.
  • Maximum payout limits apply per event and per day. These limits are displayed within the bet slip and the specific market information.
  • 99ab reserves the right to void any bet where there is evidence of irregular activity, error in odds, or technical failure that resulted in incorrect odds being offered.
  • Bets placed on markets where the outcome was already known at the time of placement will be voided regardless of the displayed odds.

7 Casino & Slots Rules

The Casino, Live Casino, Slots, Slot Games, and Bingo products on 99ab are provided by third-party game suppliers whose own game rules apply in addition to these general terms. The Return to Player (RTP) percentage for each game is available within the individual game information panel.

  • All Casino and Slots games use certified Random Number Generator (RNG) technology to determine outcomes. Results are independently verified and cannot be influenced by 99ab or by players.
  • In the event of a game disconnecting mid-round, the game round will be completed automatically and the result recorded. If a technical error prevents a round from completing, the stake for that round will be returned to your account balance.
  • Malfunction voids all pays and play. In the rare event of a software malfunction affecting a game outcome, 99ab reserves the right to void the affected round and return the stake.
  • Progressive jackpot amounts displayed are approximate and subject to change until the jackpot is triggered and confirmed.
  • Live Casino products are subject to the table limits displayed within each live table lobby. Table limits may vary and are updated from time to time.
  • Bingo games have specific ticket prices, prize structures, and room rules displayed before entry into each room. By purchasing a ticket you agree to those room-specific rules.
Game Information: Full rules for individual Slots, Casino games, and Bingo rooms are available within each game. If you have a dispute about a game outcome, contact support within 72 hours and quote your game round ID.

8 Responsible Gaming

99ab is committed to providing a safe gaming environment for all players. Gaming should be an enjoyable form of entertainment. We strongly encourage all players to set personal limits and use the responsible gaming tools available on the platform.

  • Deposit Limits: You can set daily, weekly, or monthly deposit limits at any time from your account settings. A limit reduction takes effect immediately; a limit increase is subject to a cooling-off period before it takes effect.
  • Session Time Reminders: Set reminders to notify you how long you have been playing in a single session.
  • Time-Out: Pause your account for a defined period — 24 hours, 7 days, or 30 days. During a time-out you cannot deposit, place bets, or access gaming products.
  • Self-Exclusion: Request a longer-term exclusion from the platform. Self-exclusion cannot be reversed during the exclusion period. Contact support to request self-exclusion if you cannot access the settings option.

Only adults aged 18 and over may hold a 99ab account. If you are concerned about your own gaming habits or those of someone you know, we encourage you to use the tools available and seek professional support if needed. Gaming should always be funded from money set aside for entertainment, not from money needed for essential expenses.

Remember: Set a budget before you play and stick to it. Never chase losses. If gaming stops being fun, take a break. Full responsible gaming tools and guidance are available on our Responsible Gaming page.

9 Prohibited Activities

The following activities are strictly prohibited on 99ab. Engaging in any of these may result in immediate account suspension, forfeiture of balances, and reporting to relevant authorities where applicable:

  • Registering more than one account or using another person's account.
  • Providing false, misleading, or fraudulent personal information at any stage.
  • Using the platform if you are under 18 years of age.
  • Using automated bots, scripts, or software to interact with the platform in any way.
  • Exploiting errors, bugs, or loopholes in the platform software. Any winnings resulting from a known or suspected technical error must be reported to support; winnings derived from exploiting errors will be voided.
  • Collusion with other players to gain an unfair advantage in any game or betting market.
  • Match-fixing, insider information betting, or any other form of corrupt wagering activity.
  • Using the platform for money laundering, fraud, or any other illegal financial activity. All suspicious transactions are monitored and may be reported.
  • Attempting to abuse the bonus system by opening multiple accounts, using VPNs to access geo-restricted offers, or any other method designed to claim bonuses outside their intended terms.
  • Engaging in abusive, threatening, or harassing behaviour toward 99ab staff or other platform users.

10 Account Suspension & Closure

99ab reserves the right to suspend, restrict, or permanently close any account at its sole discretion. Reasons for suspension or closure may include, but are not limited to:

  • Breach of any of these Terms and Conditions.
  • Failure to complete identity or payment verification within a reasonable period.
  • Suspected fraudulent activity, money laundering, or use of stolen payment methods.
  • Chargebacks or disputed transactions initiated by the player without first contacting 99ab support.
  • Engagement in any prohibited activity listed in Section 9.
  • At the player's own request (account closure or self-exclusion).

Where an account is closed due to a breach of these terms, any bonus funds and winnings derived from bonus funds will be forfeited. Real money deposits that are not associated with bonus abuse or fraud will be returned to the player using the original deposit method, subject to verification and any applicable legal requirements.

You may also close your account voluntarily at any time by contacting support. Pending withdrawals at the time of closure will continue to be processed to completion.

Chargeback Warning: Initiating a chargeback or payment dispute without first contacting 99ab will result in immediate account suspension. Please contact our support team to resolve any payment issue before escalating to your bank or mobile wallet provider.

11 Limitation of Liability

To the fullest extent permitted by applicable law, 99ab and its directors, employees, partners, and service providers shall not be liable for:

  • Any loss of funds resulting from your failure to keep your account credentials secure.
  • Any indirect, incidental, or consequential losses, including loss of profits or opportunity, arising from your use of the platform.
  • Service interruptions, technical failures, or delays in processing caused by third-party systems including mobile wallet providers, banks, or internet service providers.
  • Any inaccuracies in odds, game information, or promotional details that result from a clear technical error, where such odds or details have already been voided or corrected in accordance with these terms.
  • Losses resulting from your use of the platform in a jurisdiction where online gaming is restricted or prohibited.

Nothing in these Terms and Conditions excludes or limits 99ab's liability for fraud, gross negligence, or any other matter where liability cannot be excluded or limited under applicable law.

12 Changes to These Terms

99ab reserves the right to update or amend these Terms and Conditions at any time. Where changes are material, we will notify registered players by email or via a notification within the platform before the changes take effect.

Continued use of the 99ab platform after changes have taken effect constitutes acceptance of the revised terms. If you do not agree with any updated terms, you should stop using the platform and contact support to close your account.

The date at the top of this page reflects when these terms were last updated. We recommend reviewing this page periodically, particularly before taking advantage of any new promotion or product.

Stay Informed: Make sure your registered email address is active and up to date so that you receive notifications about any important updates to these terms or your account.

Key Things to Know About 99ab

A quick summary of what matters most to Pakistani players using the platform.

18+ Age Requirement

99ab is strictly for adults aged 18 and over. Age verification may be requested at any time. Accounts found to be operated by minors will be closed immediately and all funds returned to the deposit source.

All Transactions in PKR

Every deposit, withdrawal, bonus, and bet on 99ab is processed in Pakistani Rupees with no conversion fees. JazzCash, Easypaisa, Raast, bank transfers, and cards are all supported as standard.

One Account Per Player

Each person may hold only one 99ab account. Duplicate accounts are closed and any bonus funds are forfeited. If you have lost access to your account, contact support — do not register a new one.

Bonus Terms Are Clear

All 99ab bonuses come with clearly stated wagering requirements, eligible games, and expiry dates shown at the time the offer is presented. There are no hidden conditions buried in small print.

Account Security Is Your Responsibility

Keep your login details private. 99ab staff will never ask for your password. Use a strong, unique password and log out when using shared devices to keep your account and funds secure.

Responsible Gaming Tools Built In

Deposit limits, time-outs, and self-exclusion are all available directly from your account settings. These tools are there to help you stay in control — use them whenever you need them.

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Agreed to the Terms? Join 99ab Today

Creating a 99ab account takes just a couple of minutes. Once you are registered you get full access to Sports Betting, Cricket and PSL markets, Casino, Live Casino, Slots, and Bingo — all in PKR with local payment methods from day one.

18+ only  ·  Bet responsibly  ·  All transactions in PKR  ·  Responsible Gaming